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Insurance? What's That???

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Insurance? What's That???

Post by tashasbowtique on Sat Aug 16, 2014 8:00 am

okay! I'm REAL new to face painting. I do plan on making it a small business so that I can afford extracurricular activities for my kids. A business has agreed to let me face paint for 2 hours in front of their business...so I was wondering, is Insurance a must? I haven't make my business TAX ID yet. Next week is my FIRST gig ... should I buy the insurance? should I not do it until I AM SURE that this will work as a business?
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tashasbowtique

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Re: Insurance? What's That???

Post by Morninglory on Sat Aug 16, 2014 2:14 pm

If you aren't ready to buy the insurance you need to find out if you can work under the businesses insurance. It is a risky game if you have none, because if anything happens woke one can come after your personal assets such as savings or investments you have in your portfolio. All it takes is someone bumping your arm and a little one has a brush burried in their eye that needs major surgery and possibly Blinds them for life.

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Morninglory

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Re: Insurance? What's That???

Post by JJJJJ on Sun Aug 17, 2014 10:06 am

Insurance is a must. One or two gigs can pay back the price of it.

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Re: Insurance? What's That???

Post by Forest-Fairy on Mon Aug 18, 2014 5:03 pm

If you are working for free for these people, MAKE SURE their insurance will cover you. Get. It. In. Writing.

Yeah, you want to get insurance. Always a good idea.
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Forest-Fairy

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Re: Insurance? What's That???

Post by FacepaintingByTanya on Tue Aug 19, 2014 5:41 pm

If you are considering doing FPing as any means of income, insurance is a must. It's not worth the risk of not having it, honestly. A couple gigs and it is paid back.
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FacepaintingByTanya

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Re: Insurance? What's That???

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