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Ever need to make an insurance claim?

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Ever need to make an insurance claim?

Post by Sue@AnyTimeAnyFace on Thu Feb 18, 2010 2:30 pm

I was wondering if anyone has ever needed to make an insurance claim. If so can you please share your story?

Also, I have a question for those who have part-time helpers - as in teenagers for the summer or your own children. Do you insure them?

I have an opportunity to do face painting at some corporate picnics this summer and while I'm thinking it would be wise for my glitter tattoo helper/worker to be insured I don't want rush to buy insurance when it may not be necessary. The client knows I have insurance but I did not mention that my glitter tattoo person does not. Are glitter tattoos risky? I don't know but the "what if..." scares me. It may be worth upgrading my Performers Ins to Vendors Ins. If you have experience with this I would love to hear about it. Thanks Smile

Sue@AnyTimeAnyFace

Number of posts : 72
Location : Central New Jersey
Registration date : 2008-09-23

http://www.anytimeanyface.com

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Re: Ever need to make an insurance claim?

Post by Guest on Thu Feb 18, 2010 2:40 pm

I've not had to make a claim, yet, but my policy covers people working for me... so when I have assistants they are covered by my liability policy.

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Re: Ever need to make an insurance claim?

Post by Michelle Heffner on Thu Feb 18, 2010 4:36 pm

Nope - and all I've ever heard are Face Painters' Urban Legends about those who have-

"A Friend's Cousin's Prom Date spilled some paint on white carpet, and boy was she glad she had insurance!"

I'd buy it if a customer ever inquired about it and the pay was (much!) higher than the cost of the insurance.

~Michelle Heffner
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Michelle Heffner

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Re: Ever need to make an insurance claim?

Post by Sue@AnyTimeAnyFace on Thu Feb 18, 2010 10:45 pm

So no one out there has ever needed to make a claim? Wow, that is surprising to me. I think I may just upgrade so that I'm not the first especially because I will be dealing with corp events Smile Thanks for the info.

Sue@AnyTimeAnyFace

Number of posts : 72
Location : Central New Jersey
Registration date : 2008-09-23

http://www.anytimeanyface.com

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Re: Ever need to make an insurance claim?

Post by Guest on Thu Feb 18, 2010 11:52 pm

I know of someone, first hand, who has. They aren't on this forum though.

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Re: Ever need to make an insurance claim?

Post by Rosenberg-Cox on Thu Mar 04, 2010 5:25 pm

I have insurance that covers my assistant (my oldest son). He doesn't even paint, mostly line control and helping with money, etc. BUT... those 'what if's' worry me enough that I just feel better with the extra insurance coverage. I, also, have not need to file a claim... yet. (Where is the wood to knock on.....)
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Rosenberg-Cox

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Location : Middle Midwest (Kansas/Missouri USA)
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Re: Ever need to make an insurance claim?

Post by paintedyou on Mon Mar 22, 2010 11:48 am

I don't know anyone, and I'm glad of that. Many festivals and also companies that hire me (picnics, fundraisers they sponsor etc) require it, so even if I wasn't afraid that something could happen, I'd get it. That $200 is worth it.
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paintedyou

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