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How should I write it?

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How should I write it?

Post by Tuli* on Mon Dec 05, 2011 11:06 pm

Hello, Well I got hired to paint at this huge event in L.A. But before I paint the kids I want the parents to sign a waiver saying they cannot sue me for anything, because some moms can sue for anything here in L.A.. Do u gals have any examples u can share? santa
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Re: How should I write it?

Post by pinkundies on Mon Dec 05, 2011 11:23 pm

If tere are going to be a ton of kids, maybe you could just post a sign saying something like

"By allowing your child or ward to be painted, (insert your company name here) will not be held liable for any (insert good legal word here) that may occur from painting. Understand that this is an optional entertainment for children, and undertaking said entertainment Is at your risk and discretion only."

With that being said, make sure you disclaim that you use FDA approved paints and practice hygiene standards pursuant to blah blah blah and give instructions for removal. Also list what you wont paint, such as signs of sickness, broken skin, et...

Or you could gather signatures... Very Happy
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Re: How should I write it?

Post by Tuli* on Mon Dec 05, 2011 11:45 pm

Oooh! Okay! That sounds Perfect! Thank u so much! To be honest I don't feel like thinking right now! (been up studying for finals!) No
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Re: How should I write it?

Post by fpinmn on Mon Dec 05, 2011 11:47 pm

Do you carry liability insurance? Even a disclaimer won't prevent someone from suing you, but insurance can minimize your risk. Likewise, you can make the client "responsible", which again, won't prevent sue-happy people from trying to reach into your pockets...

I love "pinkundies" suggestion!! Smile
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Re: How should I write it?

Post by Gamezgirl on Tue Dec 06, 2011 12:00 am

Also...careful on the wording...FDA _COMPLIANT_ not approved...
And I agree...even when we ran a racing school, we made everyone sign a waiver...but really, they aren't worth the paper they are written on if someone wants to fight it.
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Re: How should I write it?

Post by Tuli* on Tue Dec 06, 2011 2:36 am

True, true... Hmmmm so how can I put it?
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Re: How should I write it?

Post by Sweet Loretta on Tue Dec 06, 2011 1:15 pm

Just do note that even if you post a sign or have them sign a waiver they can sue you. i.e. when you buy a lift ticket it comes with a waiver clause but if the lift breaks and you end up with a broken back might you sue? You can. Waivers are good to discourage people from taking action, but legally they can still sue. Waivers are good for you in court but you can still lose. Just saying......

And no one should be painting at any huge or otherwise event without being professionally insured.
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Re: How should I write it?

Post by Tuli* on Thu Dec 08, 2011 8:48 pm

Okay so I'm about to get insured.... But Idk where its best to get insurance
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Re: How should I write it?

Post by Perry Noia on Thu Dec 08, 2011 9:22 pm

In the US, as far as I know there is insurance for face painters through Clowns of America International. It is meant for this industry specifically.
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Re: How should I write it?

Post by Gamezgirl on Fri Dec 09, 2011 12:00 am

Personally, I am not a clown, so I choose not to have my policy with a clown alley...
I use Specialty. http://www.specialtyinsuranceagency.com/performer-insurance.html
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Re: How should I write it?

Post by Tuli* on Fri Dec 09, 2011 11:41 am

Okay... & do I pay that amount right away, Or is it monthly?
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Re: How should I write it?

Post by Perry Noia on Fri Dec 09, 2011 12:05 pm

not sure how exactly those work because I have one for Canada through Clowns Canada, but mine is annual.
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Re: How should I write it?

Post by Gamezgirl on Fri Dec 09, 2011 6:08 pm

Mine is annual as well.
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Re: How should I write it?

Post by fairyfox on Fri Dec 09, 2011 6:56 pm

Mine is annual too, because of how inexpensive liability insurance is, they usually have you pay it in one lump sum every year. Talk to your home/car insurance sometimes they can bundle it for you- and it saves you a bunch.

Also, talk to the event if you want, and have them sign a document assuming liability- although if it is a big event I don't think they would.

Someone mentioned to me once that when you post "you assume liability" you get people in the mood to sue. Anyway, Congrats on the gig, that is awesome!
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Re: How should I write it?

Post by ChaCha on Fri Dec 09, 2011 10:04 pm

I believe on the specialty insurance, their premiums are due in like April or something....So, you pay the 200 for the year regardless of when you sign up, but it is always due in April. On the wording, I have always used "hold harmless" and completely agree on the fda approved ingredients....I also state that "pics may be taken and may be used in marketing."
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Re: How should I write it?

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